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Rio Grande Valley · Shingle & Metal Roofing

Roofs built for every season the Valley throws at them.

A roof isn't just a repair job — it's the crown of your home. Monarca treats every inspection, repair, and replacement with that standard: done once, done right, backed up if your insurer says otherwise.

Serving the entire Rio Grande Valley Free roof inspections Insurance claims support Locally owned & operated 15-year warranty Fully insured

Meet the Owner

The face behind every roof.

Victoria Franco

Owner & Roof Specialist

I wanted to bring a friendly, familiar face to the roofing business here in the Valley. I got into roofing sales in 2020, working across the Rio Grande Valley and Austin, and over and over, customers told me they signed on because of how I treated them — not because of a logo on a truck. When that company stopped working in the Valley, I knew what came next: build something of my own, where that same care is the standard, not the exception. I'm a single mom building this for my family, and every roof we put on is one I stand behind personally.

The Crew

The hands that get every roof done.

Behind every job is a crew that shows up, climbs up, and does the work right — rain or shine. Here's who's out there with us.

Monarca Roofing owner on the ridge of a completed roof

Referral Program

Know someone who needs a roof?

Send them our way. When your referral becomes a customer, you earn $150 or more — no limit on how many times you can do it.

Ask About Referrals

What We Do

Four ways we keep your roof ahead of the weather.

From a first inspection to a full replacement — and the insurance paperwork in between — Monarca handles it as one continuous job, not four separate hand-offs.

01

Roof Inspections

A thorough, no-pressure look at your roof's condition — storm damage, wear, and weak points, documented clearly so you know exactly where things stand.

02

Roof Repairs

Leaks, missing shingles, flashing issues, wind and hail damage — fixed fast, with materials matched to what's already on your roof.

03

Roof Replacements

Shingle and metal roofing built for RGV heat, wind, and hurricane season — backed by a 15-year warranty, with a clear timeline and no surprises.

04

Denied Claims Help

If your insurance company denied or underpaid your roof claim, we document the damage and advocate directly with the adjuster on your behalf.

Insurance Claims

Denied claim? That's not always the final answer.

Insurance companies deny or underpay roof claims more often than homeowners expect. We've seen the tactics before — and we know how to push back with documentation that holds up.

Get a Second Opinion

Step 1

We inspect and document

Photos, measurements, and a full damage report your adjuster can't wave away.

Step 2

We review your denial

We go through the adjuster's report line by line to find what was missed or minimized.

Step 3

We advocate for you

We communicate directly with your insurer, pushing for the coverage your policy owes you.

Service Area

We work across the entire Rio Grande Valley.

Same crews, same standards, wherever you are in the Valley. If a storm rolled through your neighborhood, we can be there.

McAllen Edinburg Mission Pharr Brownsville Harlingen Weslaco San Juan Rio Grande City

How It Works

From first call to finished roof.

01

Free inspection

We come out, climb up, and give you a straight answer — no obligation, no upsell.

02

Clear estimate

You get a written scope of work and price before anything starts, plus insurance guidance if it applies.

03

The work, done right

Our crews handle repair or replacement on the timeline we gave you, with daily cleanup.

04

Final walkthrough

We walk the finished roof with you before we call the job done.

Recent Work

Proof, not promises.

Real roofs, real Valley homes. A look at recent jobs across the area.

Smaller Jobs

FAQ

A few things people ask before calling.

What areas do you serve?

We serve the entire Rio Grande Valley, including McAllen, Edinburg, Mission, Pharr, Brownsville, Harlingen, Weslaco, San Juan, and Rio Grande City.

Are your roof inspections really free?

Yes. We'll come out, inspect your roof, and give you a straight answer — no cost and no pressure to book anything.

Do you help with denied insurance claims?

Yes. If your insurance company has denied or underpaid a roof damage claim, we can document the damage and help you push back on that decision.

Do you offer financing?

Yes, we offer financing options for customers. Ask us about it when we come out for your inspection.

How long does a typical roof replacement take?

It takes an average of two days to complete a residential roof, weather permitting.

Do I need to be home during the inspection?

We prefer it so we can walk you through what we find, but it's not required.

What kind of warranty do you offer?

Every roof we install comes with a 15-year warranty.

Will you clean up after the job is done?

Yes, cleanup is part of every job — we don't consider it finished until your property looks the way it should.

Get Started

Let's take a look at your roof.

Free inspections across the Rio Grande Valley. No pressure, just a straight answer.

We typically respond within one business day.

or reach us directly

Testimonials

What the Valley is saying.

A few words from customers we've worked with. See more on Google.

Read More on Google

What to Look For

Signs your roof needs attention.

Most roof problems don't announce themselves. Here's what to check for from the ground and inside your home — if any of this looks familiar, it's worth a free inspection.

Wind-lifted shingle showing torn seal

01

Missing or Curling Shingles

Shingles that are cracked, curling at the edges, or missing altogether after a storm leave the roof deck exposed to water.

Shingle surface with visible granule loss near ridge

02

Granule Loss

Those gritty granules protect shingles from the sun. Finding piles of them in your gutters, downspouts, or driveway means the shingles underneath are wearing thin.

Dark algae streaking on shingle roof

03

Dark Streaks or Moss

Dark streaking is usually algae; moss or plant growth holds moisture against the shingles. Both shorten the life of your roof over time.

Uneven, wavy shingle courses on a sagging roofline

04

Sagging Rooflines

A roofline that dips or sags instead of running straight can point to structural damage underneath — this one shouldn't wait.

Water stain on ceiling from a roof leak

05

Water Stains Inside

Brown or yellow stains on your ceiling or upper walls almost always trace back to a roof leak, even if you can't see damage from outside.

Hail damage on shingle, close-up 1 Hail damage on shingle, close-up 2 Hail damage on shingle, close-up 3 Hail damage on shingle, close-up 4 Chalk-marked hail hits on shingle roof from inspection

06

Dents from Hail

Hail can bruise or dent shingles without an obvious hole. It's often invisible from the ground, which is exactly why it gets denied by insurance if it's not documented.

Cracked shingles near overhanging tree branches

07

Overhanging Tree Damage

Branches that rub against the roof wear through shingles over time, and falling limbs or debris can crack them outright. Trimming trees back is one of the simplest ways to protect a roof.

Cracked rubber pipe boot collar on shingle roof Split forming in rigid pipe boot around vent pipe

08

Cracked or Deteriorated Pipe Boots

Pipe boots are the rubber collars sealing plumbing vents where they pass through your roof. Many homes have the common 3-in-1 style, which only lasts about 8 to 10 years before cracking in the Texas sun. Once that happens, water gets in right at the seal — which is why bathrooms are one of the most common places homeowners notice a leak.

See Any of These? Schedule a Free Inspection